Creating Workforce / Affordable Housing

Addressing the critical shortage of housing that is affordable at all income levels to purchase, rent and maintain.

Housing availability is an issue shared by communities across Maryland. Attendees at listening sessions throughout the state expressed concern that residents at all income levels could not afford housing in their community. This list includes seniors, young families, teachers, firefighters and others. DHCD is the primary agency responsible for encouraging and incentivizing affordable and workforce housing in Maryland, with programs dedicated to multifamily rental financing, home ownership, home repairs, energy efficiency and foreclosure prevention.

The assurance of affordable and workforce housing will take a unified effort both horizontally (state agencies) and vertically (state, regional, local). A Better Maryland develops the tools, data and resources for jurisdictions and nonprofit organizations to identify their community’s housing deficiencies and craft creative and long-lasting strategies to address them. Often, well-meaning state and local policies and regulations negatively impact housing affordability, raising development costs and shifting that burden onto the homeowner or renter. This plan proposes a thorough, honest and fact-based conversation about housing affordability in Maryland.

The Strategies

CH 1: Provide local jurisdictions with materials to educate the public on the benefits of workforce housing.

Timeline

2020
Years 2-4
2026

CH 2: Develop educational materials and programs for jurisdictions and other community development partners to help them maximize state housing resources.

Timeline

2020
Years 0-2
Years 2-4
2026

CH 3: Work with state and local agencies/organizations to develop creative ways to better connect workforce training with housing development.

Timeline

2020
Years 2-4
2026

CH 4: Develop interagency resources for identifying unique housing condition needs and strategies and for analyzing the impact that state and local regulations and policies have on the cost of housing.

Timeline

2020
Years 2-4
Years 4-6
2026

CH 5: Explore innovative housing partnerships and financing mechanisms to increase the stock of affordable and workforce housing (e.g., community land trusts, community development corporations)

Timeline

2020
Years 2-4
Years 4-6
2026

CH 6: Build systems for tracking and preserving the stock of affordable housing that currently exists in Maryland’s communities.

Timeline

2020
Years 4-6
2026

CH 7: Evaluate and enhance state incentives for jurisdictions and nonprofits to provide workforce housing.

Timeline

2020
Years 0-2
Years 2-4
2026